Fuel your e-commerce business growth with flexible loans*.
Pay off your loans as you earn revenue.
*CrediLinq has partnered with CIMB Bank Singapore to enable CIMB FlexiPay for ecommerce sellers in Singapore
Disclaimer: CrediLinq acts solely as a referrer for CIMB FlexiPay. All credit evaluation, approval, loan terms, and final disbursement decisions are determined solely by CIMB Bank Singapore. Submission of information or joining the waitlist does not guarantee loan approval.
Trusted by leading marketplaces
Key Benefits
A flexible loan designed for e-commerce
Pay-as-you-earn
Repayments are automatically deducted from daily deposits based on your selected holdback rate*. On days with no revenue, no repayment is made.
Single upfront fee
From 3.3% of approved CIMB FlexiPay amount with no interest charges, prepayment penalties, or late fees.
Fully digital process
Apply online without any physical forms or document submissions. Funds are disbursed to your CIMB Business Account within 2-3 working days.
Simple 3 step process
Apply in minutes. No paperwork, No hassle.
1
Apply in minutes
Share basic contact and company details.
Connect your stores.
2
Get an offer from CIMB
Secure a funding estimate as soon as 5-7 working days
Transparent terms—no hidden fees, no surprises.
3
Access your funds & scale
Fast approval—withdraw and grow your business immediately.
Use funds for inventory, marketing, or expansion effortlessly.
Ready to grow with us? Join the waitlist today!
You’re ready to scale with us if you:
• Are a e-commerce seller in Singapore
• Have 12+ months sales history on supported platforms (e.g. Amazon, TikTok, Shop, Shopify, eBay, Lazada and Shopee)
Ready to grow with us? Join the waitlist today!
Your seller success hub
Expert insights, industry trends, and practical tips to help you scale and thrive.
More insights, strategies and growth for sellers and platforms.
Answering your key questions
Everything you need to know before getting started
Who qualifies for funding?
You qualify for funding if you:
- Operate as an e-commerce seller in Singapore
- Have been selling for 12 months or more on supported e-commerce platforms
How fast can I get approved?
We have a simple onboarding process. Apply in minutes, get approved as fast as 5-7 working days, and get funded soon after.
What marketplaces do you support?
We support e-commerce sellers who can connect or upload their store data through Amazon, Shopify, eBay, TikTok Shop, Lazada and/or Shopee. We aim to connect sellers with local, regional, or international ambitions. Stay tuned as the list of marketplaces is growing!
How does this product compare to traditional bank loans?
Traditional financing is slow with complex documentation required, rigid fund drawdown and repayment terms. It is also subjected to hidden charges, interest fees, late fees and lock in periods.
Alternatively, CIMB FlexiPay is designed with e-commerce sellers in mind. The flexible loan offers value to customers by being:
- Fast and Frictionless: Apply within minutes and get approved as soon as 5-7 working days.
- Seamless: Connect your store data and access a credit line without the need for providing collateral or proof of past profitability.
- Flexible: Pay-As-You-Earn. On days with no revenue, you pay nothing – ensuring your repayments always align with your cash flow.
- Transparent: Pay a single upfront fee with no hidden charges, interest or lock in periods and no penalty for early repayment.
