Supporting ecommerce founders across leading marketplaces.
Why plan ahead?
Don't let cash flow you down when orders pour in.
Avoid cash flow crunches
Stay prepared when orders surge during peak season
Secure inventory before prices surge
Lock in wholesale rates before holiday inflation hits
Run ad campaigns to outpace competitors
Fund aggressive marketing for maximum market share
Fulfill orders faster, boosting customer trust
Maintain stock levels for lightning-fast shipping
Capture demand and prevent stockouts
Sustain product rankings and optimize visibility.
Ready to grow your ecommerce business with us?
Why choose CrediLinq
A credit line designed for e-commerce. Quick access of up to $2M funding on your terms.
Swift and
hassle free
Get approved as fast as 1 business day. Connect or upload your store data across all your platforms: Amazon, Shopify, TikTok Shop, Walmart, Temu, eBay, and more. One application, one approval, one facility. No separate applications per platform, no branch visits, no paperwork stacks.
Flexible, Across
Every Market
One line of credit covers every platform in your stack, every season, and every launch cycle. Choose a repayment schedule of 3 to 6 months, extendable up to 12 months. Pay only for what you use, repay on a fixed schedule, then draw again without reapplying.
On Your
Terms
One single service fee as low as 1.5% per month, or a simple fixed APR from 18%. No equity diluted. No security required. No application, processing, or capital access fees. No hidden charges. You know the full cost before you draw. You are not giving away a percentage of your revenue to fund your running expenses.
Who Qualifies
You are ready to work with CrediLinq if you:
- Operate as a registered business entity n the US (e.g. LLC, Inc., Corp.), UK (e.g. Ltd., PLC), or Singapore (e.g. Pte. Ltd.). Sole proprietors and individual sellers are not eligible.
- Have 12+ months of sales history on at least one supported platform: Amazon, Shopify, TikTok Shop, Walmart, Temu, eBay, Lazada, Shopee, and more.
- Meet the revenue threshold for your market:
- US and Singapore registered sellers: $30,000+ average monthly revenue across all stores combined
- UK-registered sellers: $1M+/£750K+ in annual revenue across all stores combined
More
Simple 3 step process
Apply in minutes. Get approved as fast as 1 business day. No paperwork, No hassle.
1
Apply in minutes.
Share basic contact and company details. Connect or upload your store data from Amazon, Shopify, TikTok Shop, eBay, or Walmart. All channels, one application.
2
Get an offer quickly.
CrediLinq assesses your eligibility based on your combined store revenue across all platforms you connect. One transparent offer. No hidden fees. As fast as 1 business day.
3
Access your funds & scale.
Draw the funds as you need. Allocate across inventory, ad spend, platform launch costs, and fulfillment fees as your multi-channel operation demands.
Ready to scale your ecommerce business?
Listen in to those who trust us
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Strongly recommend them!
CrediLinq are great to deal with and provided our business with quick access to funds. They provide great customer service and always there to support.
Plus, I'm able to use the funds based on my requirements and have peace of mind given their transparent pricing. I strongly recommend them to any SME looking grow their business. 5 stars!
Quick loan request approvals!
Credilinq has been instrumental in helping our small family business grow in the USA. Because we manufacture artisanal products in Indonesia sold in America, our cashflow has been very tight which caused our growth to be limited in the past year.
Thanks to Credilinq, we've managed to increase our production output and retail sales online. Their patented assessment technology has shown great efficiency in getting our loan request quickly approved, with very competitive servicing fees unseen before.
Smooth and hassle-free experience
I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.
Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.
The team at CrediLinq was fantastic!
They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.
A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.
Great loan company!
Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.
Will continue using the credit line with them.
Rated 5/5 on Google
10,000+ SMEs supported globally
Frequently Asked Questions
Who qualifies for funding?
You qualify for funding if you:
- Operate as a registered business in the US, UK or Singapore (sole proprietors and individual sellers are not eligible)
- Have been selling for 12 months or more on supported e-commerce platforms
- US and Singapore registered seller $30,000+ average monthly revenue across all stores combined
- UK - registered sellers $1M+/£750K+ in annual revenue across all stores combined
How fast can I get funded?
We have a simple onboarding process. Apply in minutes, get approved as fast as 1 business day, and get funded soon after.
What markets does CrediLinq support?
We provide growth financing to e-commerce sellers operating from the following markets:
- United States
- United Kingdom
- Singapore
Merchants can sell globally while being headquartered in these markets. All eligible stores operating from the above markets can apply.
How does CrediLinq compare to traditional bank loans?
Traditional financing is slow with complex documentation required, rigid fund drawdown and repayment terms, hidden charges (despite low interest rates), and lock in periods.
Alternatively, CrediLinq is designed with e-commerce sellers in mind. We offer value to our customers by being:
- Fast and Frictionless: Apply within minutes and get approved as soon as 1 business day.
- Seamless: Connect your store data and access a credit line of up to $2M without the need for providing collateral, bank statements or proof of past profitability.
- Flexible: Draw down funds from your credit limit based on your needs and only pay for what you use. Choose from 3 to 6 months repayment across installments.
- Transparent: Pay a single service fee with no hidden charges or lock in periods and no penalty for early repayment.
How can I apply and what documents are required?
The benefit of leveraging your real-time store data is that no bank statements or income documents are required. E-commerce sellers can visit their marketplace seller portal and seamlessly authorize their respective marketplace to share store data with CrediLinq.
What fees and charges are applicable?
Unlike some traditional lenders, we do not charge an application fee, processing fee, disbursement fee or interest rate.
Instead, we simplify access to funds with one single service fee clearly displayed upon approval, displayed at the point of check out of funds. The service fee is risk based and starts from 1.5% per month.
Late repayment charges include a one-time missed payment fee (SG$180 or equivalent) and a daily late fee (2x the daily service fee). There may be a 0.33% risk premium added to subsequent funding.
Apart from that - no hidden fees, no surprises.
Can I increase my credit line over time?
Yes! We are here to support you and your business as you scale. We can offer an increased credit line as your combined sales performance increases over time and the more data you provide across stores, marketplaces and markets where you operate.
Ready to supercharge your Amazon store's growth?
Access funds now to stay competitive and maximise your growth.
