We Linq artificial intelligence & machine learning with credit underwriting.By using a.i and data analytics we enable a seamless credit origination, structuring, underwriting and distribution process. See our platform today
Build an artificial intelligence enabled Credit Asset Management Company
Serve the "forgotten small and middle" market corporates and yield starved investors
The post-crisis era has seen private debt become an established asset class in its own right, matching the needs of yield-seeking institutional investors and companies looking for capital to grow.”
- Bank of NY Mellon
We aim to deliver
Process efficiency: reducing the “time to yes”
Higher standards: transparency, consistency, and auditability for Investors.
Accurate credit assessments that incorporate traditional and alternative data sources
– It’s all about better lending decisions.
Great Customer Service for both SMEs
Agile porfolio management across borrowers and the portfolio for distribution and scaling AUM.
POOR TECH ENABLEMENT
Lending industry’s dynamics are changing rapidly. A whole new breed of lenders are fundamentally transforming the industry and redefining its modus operandi. Most Financial Institutions are still doing things the traditional way and grappling with the challenges of legacy systems and outmoded processes.”
InfoSys, Whitepaper, Rethinking Credit Lending
YIELD STARVED INVESTORS
Interest Rates on Government Bonds have collapsed as a result of quantitative easing globally. Pensions and Insurance companies are under pressure to fill their own funding gaps by seeking out higher returns.
Large Corporates have issued record amounts of debt, some names like Nestle now trade below 0%.
Investors are turning to private markets to escape negative returns.
A.I ENABLED ASSET MANAGEMENT SOLUTION
Disrupt the asset management market by providing fintech empowered origination, structuring, To deliver faster and better solutions for investors.
Build automated, UI driven origination capabilities that are necessary for scaling a Credit Asset Manager.
Incorporate AI and Machine Learning in the credit underwriting and monitoring algorithms to enhance, speed up and deliver timely decisions.
Develop country and industry specific credit scorecards to determine loan pricing and credit scoring for each borrower and across the portfolio, providing the optimal risk-return profile that our investors demand.
A New Approach
Geography, Industry, Sector, Peers
Team and history
Alternative credit relationships
Social Media (FB, LinkedIn etc)
ERP/Accounting software access
Mobile phone datapoints
Bills: Payment history
Personal data (CEO, CFO, Treasurer)