Reimagining Credit. Empowering Growth.
Accelerating embedded finance for the businesses of tomorrow.
Why We Exist
Unlocking growth through seamless access to capital
Our Vision
CrediLinq was founded with a bold vision: to enable financial empowerment for underserved digital native businesses — helping them build, grow, and scale without friction.
It was born out of a shared conviction between Co-founders Deep Singh and Vikram Kotibhaskar that the traditional credit ecosystem was not designed for digital-first SMEs. Undeterred by the challenge, they set out to change that.
The team envisaged a future where every business could become a lender—integrating credit solutions directly into their platforms to unlock growth for their customers. That vision became CrediLinq.ai: a Credit-as-a-Service infrastructure company built to power seamless, embedded finance across platforms and banks globally.
What we can offer
Today, CrediLinq’s AI-powered, API-first technology transforms how credit is underwritten, accessed and managed — embedding real-time financing solutions into platforms ranging from marketplaces to logistics and digital banks to procurement. Our proprietary Credit-as-a-Service stack harnesses alternative data, contextual decisioning, and agentic workflows to deliver to our cllients' end customers seamless, transparent, and flexible credit at the point of need.
Whether you're a global B2B platform or a fast-growing marketplace, CrediLinq helps you turn capital into a growth engine—for your customers and your business.
From Vision to Velocity
Charting our path from concept to scale
What began as a mission to modernize credit has has become a global infrastructure company powering embedded finance for the digital economy. Here’s how we got here—and where we are headed.
Built on Trust, Backed by Standards
Security, compliance, and transparency at our core.
We are licensed by the MAS and ISO and SFA certified, with rigorous data protocols and a commitment to ethical finance. Our systems and practices are designed to meet global standards—so our partners can scale with confidence.
Ready to grow with us? Begin today!
Global Reach, Local Impact
Operational Markets
Headquarters
Singapore
Operations
USA
Operations
Australia
Operations
United Kingdom
Operations
Hong Kong
Headquarters
Singapore
Operations
USA
Operations
United Kingdom
Operations
Australia
Operations
Hong Kong
The Minds Behind the Mission
Fintech expertise that spans borders and decades.
From data scientists to platform architects, our team brings deep expertise and bold thinking to every solution we build. We’re united by a shared belief: that better credit access drives better outcomes.
Founders
Deep Singh
Founder and Group CEO
Vikram Kotibhaskar
Co-Founder
Core Team
Dinesh Singh
Chief Technology Officer
Deighton Sear
Chief Operating Officer
Shabnam Mansukhani
Chief Marketing Officer
Puneet Agrawal
Chief Product Officer
Let’s build the future of embedded finance—together
For Investors & Partners
Explore our corporate profile and growth story
Learn more about our leadership, funding milestones, and investor updates.
Insights & Impact
Explore our latest thinking on embedded finance, credit innovation, and SME growth.
