Scale your Business with E-Commerce Funding

FAST | FLEXIBLE | TRANSPARENT

Access a credit line of up to $2M within 24 hours. Leverage marketplace data to fund your marketing, inventory and more.

Pay a single service fee only when you use your funds.

Google rating

5.0

HOW IT HELPS YOU ?

Take your E-Commerce Business to the Next Level

Supports you at various stages of growth with funding from as little as $15,000 up to $2 million

Purchasing stock to manage seasonality, new product launches and delayed payouts

Supporting marketing and ad spend to drive sales and increase visibility

Funding geographic expansion, growth activity and scaling operations

Trusted Funding Partner

For E-Commerce Sellers

Swift and hassle free

Access credit in as little as 24 hours so you can focus on your business

Flexible

Use funds as you like with a choice of loan tenure and repayment schedules

On your Terms

Pay as you go with a fee of 1.5% - 3% p.m. No equity or security needed.

How IT WORKS ?

We integrate your store data across marketplaces seamlessly to offer you credit tailored to your needs

Suitable for sellers on Amazon, Lazada, TikTokShop and/or Shopee for at least 3 months with combined sales above $100,000

Connect your store data with a press of a button to assess your funding potential. Select more stores for possibly more funding.

Paperless with no bank statements or income documents required

Hear From Our Customers

Kelly Lim

Season Harvest

Smooth and hassle-free experience

I had a fantastic experience with CrediLinq while applying extremely fast, responsive, and helpful throughout the entire process. Their professionalism and efficiency made everything smooth and hassle-free.

Highly recommend CrediLinq for businesses looking for quick and reliable financial solutions.

Tarig El-Sheikh

Showaround

The team at Credilinq was fantastic!

They worked hard along with my team to ensure the funding got done in time. Onboarding felt frictionless and fast.

A breath of fresh air in the current market of challenging wcf liquidity! Would highly recommend to any serious ecomm player.

Randy Tran

Blarix

Great loan company!

Quick and simple process. Exceptional rates. Fast response, funds in account within the next day, and everything was done online.

Will continue using the credit line with them.

Frequently Asked Questions

What is Seller Financing?

Seller financing is a simple solution that enables you to access funds based on your recent sales on E-Commerce Marketplaces. These funds can be used to procure new inventory and invest in marketing, ultimately fuelling business and growing your business

Which markets does CrediLinq operate in?

We can offer seller financing to merchants based in USA, Canada, UK, Belgium, Germany, France, Spain, Netherland, Poland, Sweden, Japan, Singapore, India, UAE, Saudi Arabia and Australia. The merchant could be selling globally from these markets and all such stores are acceptable

I have multiple stores - can I provide access to them all?

Yes, please connect all your stores ideally across the various marketplaces your operate in that we support. We will combine sales across stores and give you a credit line.

Am I charged for applying and getting a credit line?

No, you're not charged for applying and getting a credit line. You're charged when you access the funds.

What is the eligibility criteria?

If you have been selling for at least 3 months. If combined sales of all your stores is greater than US$100,000

How can I apply and what income documents are required?

The benefit of leveraging your real-time store data is that no bank statements or income documents are required. E-commerce sellers can visit their marketplace seller portal and seamlessly authorize their respective marketplace to share shop data with CrediLinq.

What is the interest rate?

Like traditional lenders we do not charge a processing fee, disbursement fee or interest rate. We have combined it all into an easy to understand and calculate service fee

What is a service fee?

We charge a single service fee for providing the access to capital. This fee is clearly displayed at time of application and is displayed at the point of check out of funds. There is no separate processing fee or interest rate nor any other mandatory charges. The service fee is risk based and ranges from 1.5% to 3% per month.

What are late charges?

There is a daily Late Fee: 3X of the daily late fee would be applied for each day that the repayment is delayed. There is a 0.33% risk premium added to the subsequent fund withdrawal.

What tenures are available?

We offer tenures of up to 12 months to repay the loans

Do you sell on multiple marketplaces?

If you sell across the marketplaces we support – Amazon, Lazada, TikTok Shop, and Shopee - it’s a jackpot. You can increase your chances of getting higher limits for your sales. In case you are also selling on other marketplaces, please let us know by reaching out to us at loans@credilinq.ai