CrediLinq 2026 Promotional Service Fee Discount Offer – Terms & Conditions
1. Promotion Overview
1.1.
The 2026 Promotional Service Fee Discount Offer (the "Promotion") is offered by CrediLinq A.I Pte. Ltd. (UEN: 202101103R) ("CrediLinq"). The Promotion is available to eligible e-commerce sellers ("Customers") who are approved for a Credit Line facility, enter into a Credit Line Loan agreement, and successfully draw down their first Loan during the Promotion Period.
1.2.
This Promotion provides a preferential Service Fee rate of 0.99% per month for the first two-fifty (250) disbursed Loans, subject to the terms herein.
2. Promotion Period
The Promotion Period begins on 19 January 2026 and ends on 19 April 2026 ("Promotion Period") unless extended or withdrawn earlier by CrediLinq at its sole discretion. To be eligible, a customer must be approved for a Credit Line facility, activate the credit line by signing the loan agreement and submit their first drawdown request during the Promotion Period.
3. Eligibility Criteria
3.1.
The Promotion is open to businesses that:
3.1.1
Are registered and operating in the United States or United Kingdom.
3.1.2
Have an active e-commerce business selling on platforms such as Amazon, Shopify, eBay, and TikTok Shop.
3.1.3
Meet CrediLinq's underwriting and risk assessment criteria (in its sole discretion).
3.2.
The Promotion may not be availed of:
3.2.1.
Sole proprietors and individual sellers; and
3.2.2.
Customers who have an existing or previous CrediLinq Application/Facility.
4. Promotional Discount to Service Fee & Terms
4.1.
Eligible Customers will receive a discounted Service Fee of 0.99% per month applied to Loans disbursed during the Promotion Period, provided each draw down is in an amount equal to or more than US$50,000 or GBP50,000.
4.2.
Customers may make multiple drawdowns during the Promotion Period, subject to a credit limit of US$250,000 (or GBP equivalent).
4.3.
Any repayment delay or default will result in cancellation of the promotional terms, and subsequent drawdowns will be charged at the risk-adjusted Service Fee rate determined by CrediLinq.
4.4.
The Service Fee applicable to a Customer's Loan will be determined by CrediLinq in its sole discretion based on the Customer's credit score and displayed on CrediLinq's platform prior to any drawdown.
5. Exclusions & Limitations
5.1.
The promotional rate is not applicable to:
5.1.1.
Existing or previous CrediLinq Customers;
5.1.2.
Customers who default on any payment during or after the Promotional Period; or
5.1.3.
Customers who provide fraudulent or misleading information.
5.2.
If a customer fails to make any payment on their Loan, the discounted Service Fee may be revoked and the standard Service Fee may be charged to the Customer at the sole discretion of CrediLinq.
6. General Terms
6.1.
CrediLinq reserves the right to modify, extend, or terminate this Promotion at any time without prior notice.
6.2.
By participating in this Promotion, applicants agree to be bound by these Terms & Conditions and any decision made by CrediLinq regarding the Promotion.
6.3.
This Promotion is subject to the full terms and conditions of the applicable CrediLinq Credit Line Facility Agreement signed by the Customer.
6.4.
Any disputes arising from this Promotion shall be governed by the laws of Singapore (for Customers outside of United States) and of New York (for Customers within United States).
