FAST | FLEXIBLE | AFFORDABLE

Qualified sellers can get a credit line up to $2M. Fund your marketing, inventory, and purchase orders. Pay only when you use the funds

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Trusted Financing Partner For E-Commerce Sellers

Transparent fees

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Single service fee charged only when you use the funds.

Fast Decisioning

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Apply in minutes, get a decision within 24 hours.

Flexible Repayment

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You choose your repayment days.

Responsible

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Funding accessibility is based upon your recent sales on Lazada.

Secure & Safe

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You authorize Lazada to share your data.

How It works ?

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Frequently Asked

What is Seller Financing?

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Seller financing is a simple solution that enables you to access funds based on your recent sales on Lazada. These funds can be used to procure new inventory and invest in marketing, ultimately fuelling business and growing your business

Which markets does CrediLinq operate in?

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We can offer seller financing to merchants based in USA, Canada, UK, Belgium, Germany, France, Spain, Netherland, Poland, Sweden, Japan, Singapore, India, UAE, Saudi Arabia and Australia. The merchant could be selling globally from these markets and all such stores are acceptable

Am I charged for applying and getting a credit line?

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No, you’re not charged for applying and getting a credit line. You’re charged when you access the funds

What is the eligibility criteria?

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If you have been selling on for at least 6 months. If annual sales is > US $120,000

How do I provide my Lazada selling history?

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Click here to find the documents needed and the instructions on how to upload them. Have all the documents stored in a single folder as you will be prompted to upload during the short onboarding journey.

What is the interest rate?

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Like traditional lenders we do not charge a processing fee, disbursement fee or interest rate. We have combined it all into an easy to understand and calculate service fee

What is a service fee?

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We charge a single service fee for providing the access to capital. This fee is clearly displayed at time of application and is displayed at the point of check out of funds. There is no separate processing fee or interest rate nor any other mandatory charges. The service fee is risk based and ranges from 1.5% to 3% per month

What are late charges?

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There is a daily Late Fee: 3X of the daily late fee would be applied for each day that the repayment is delayed. There is a 0.33% risk premium added to the subsequent fund withdrawal

What tenures are available?

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Customers can choose a lump sum repayment in 30/60/90 days.

Guide to E-Commerce Financing

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